{"id":"m1e38b6d3e44a21cb","name":"中央区商工業融資あっせん制度（経営改善支援資金、一般運転資金など）","name_broken":false,"aka":[],"category":{"slug":"jigyosha","name":"事業者・創業"},"provider":{"level":"municipal","name":"東京都中央区","municipalities":[{"code":"131024","name":"中央区"}],"listed_by":null},"local_only":true,"own_doubt":null,"municipal_spread":1,"status":"active","fiscal_year":2026,"audience":"business","benefit_kind":"subsidy","apply_method":null,"apply_note":null,"application_url":null,"eligibility":null,"amount_unit":"yen","amount_period":null,"amount_monthly_equiv":null,"amount_direction":null,"notice_kind":null,"rate_percent":66.7,"rate_basis":"対象経費に対する割合（上限は公式ページで確認）","beneficiary_kind":null,"beneficiary_target":null,"amount_in_text":null,"summary":"東京都中央区による事業者向けの融資（返済が必要）。対象は区内に事業所を有し、引き続き1年以上同一事業を営んでいる中小企業者。上限30,000,000円・所得制限あり。通年受付、窓口は中央区 商工観光課 中小企業振興係。","fields":{"amount_max":{"value":30000000,"status":"ok","method":"deep_research"},"amount_min":{"value":20000000,"status":"ok","method":"deep_research"},"rate_percent":{"value":66.7,"status":"ok","method":"deep_research"},"has_income_limit":{"value":0,"status":"actual_zero","basis":"対象者欄に「※年齢・所得制限の定めは特になし」と明記"},"age_min":{"status":"not_verified"},"age_max":{"status":"not_verified"},"deadline":{"value":"通年受付","status":"ok","kind":"rolling"}},"income_limits":[],"notes":[{"kind":"context","title":"中央区は資金メニュー違いで本人負担0.3％と1.0％に分かれる","body":"中央区の商工業融資あっせん制度は、同じ名目利率2.0％でもメニューで本人負担が大きく違う。経営改善支援資金は限度額が一般25,000,000円・区民30,000,000円（令和8年8月3日改定）で、区の利子補給率1.7％により本人負担は0.3％、信用保証料は区民全額補助・一般2/3補助。一方、一般運転資金（小口・継続支援等）は限度額20,000,000円、区の利子補給率が1.0％しかなく本人負担も1.0％、保証料補助は2/3のみ。つまり同じ区の同じ窓口でも、選ぶ資金名で金利負担が3倍以上、限度額も最大10,000,000円変わる。対象は区内に事業所を有し引き続き1年以上同一事業を営む中小企業者で、年齢・所得制限はない。だから利用者は窓口で「一般運転資金」を案内されたまま申し込まず、経営改善支援資金の要件に当てはまらないかを必ず確認すべきである。","severity":"medium"}],"schedules":[{"kind":"payment","times_per_year":null,"months":null,"amount_per_time":null,"covers":null,"note":"経営改善支援資金の融資限度額は令和8年8月3日に改定（一般25,000,000円／区民30,000,000円）"}],"editorial":null,"completeness":{"level":"complete","missing":[],"has_source":true},"usability":{"level":"actionable","who_known":true,"what_known":true,"next_step":"公式ページで確認できます","substitutes":["対象者の説明文","確認済みの金額"]},"contact":{"department":"中央区 商工観光課 中小企業振興係","phone":"中央区役所代表 03-3543-0211"},"source":{"url":"https://www.city.chuo.lg.jp/a0016/shigoto/kigyoushien/kigyouyuushi/kunoyusiseido/saishinyuushiseido.html","original_url":null,"checked_at":"2026-08-24","title":"中央区ホームページ／中央区商工業融資の概要"},"successor":null,"verification":{"first_seen_at":"2026-08-23","verified_at":null,"data_updated_at":"2026-10-11","content_changed_at":"2026-09-05","confidence":"high","verified_fields":5},"index":{"indexable":true,"reasons":[]},"legacy_slug":"中央区商工業融資あっせん制度経営改善支援資金一般運転資金など-中央区","public_no":2167,"slug":"2167"}