{"id":"m3293d1717981352d","name":"中小企業事業資金融資あっ旋制度（利子補給）","name_broken":false,"aka":[],"category":{"slug":"jigyosha","name":"事業者・創業"},"provider":{"level":"municipal","name":"府中市","municipalities":[{"code":"132063","name":"府中市"}],"listed_by":null},"local_only":true,"own_doubt":null,"municipal_spread":1,"status":"active","fiscal_year":2026,"audience":"business","benefit_kind":"subsidy","apply_method":null,"apply_note":null,"application_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html","eligibility":null,"amount_unit":"yen","amount_period":null,"amount_monthly_equiv":null,"amount_direction":null,"notice_kind":null,"rate_percent":70,"rate_basis":"対象経費に対する割合（上限は公式ページで確認）","beneficiary_kind":null,"beneficiary_target":null,"amount_in_text":null,"summary":"府中市による事業者向けの補助金。対象は市のあっ旋により制度融資を利用する中小企業者。上限15,000,000円・補助率70%。窓口は生活経済課。","fields":{"amount_max":{"value":15000000,"status":"ok","method":"analysis"},"amount_min":{"status":"not_verified"},"rate_percent":{"value":70,"status":"ok","method":"deep_research"},"has_income_limit":{"value":0,"status":"actual_zero","basis":"制度表の所得制限欄に「なし」と明示"},"age_min":{"status":"not_found","basis":"公式ページで確認（2026-09-16）"},"age_max":{"status":"not_found","basis":"公式ページで確認（2026-09-16）"},"deadline":{"value":"小口事業・小口零細・不況対策・借換・創業資金は随時。季節短期資金は6月1日～8月31日及び11月1日～翌1月31日。土日祝は受付なし。設備資金は支払後の申込み不可。","status":"ok","kind":"rolling"}},"income_limits":[],"notes":[{"kind":"context","title":"創業資金の本人負担は年0.70%だが信用保証料補助は無く千代田区に劣る","body":"カテゴリ8「事業者・創業」の制度融資は、市が契約利率の一部を利子補給する方式。創業資金は契約利率年2.10%に対し市が年1.40%（契約利率の2/3）を補給して本人負担年0.70%、不況対策特別資金は契約利率年2.20%に市が年1.65%（3/4）を補給して本人負担年0.55%、小口事業資金は契約利率年2.50%に市が年1.25%（1/2）を補給して本人負担年1.25%（運転12,500,000円以内・設備15,000,000円以内）、小口零細事業資金は契約利率年2.30%に年1.15%補給で本人負担年1.15%（運転・設備とも12,500,000円以内）、借換資金は年1.25%補給。ただし市単独の信用保証料補助は未確認で、保証料は原則自己負担になる。千代田区の起業資金は本人実質負担利率年0.4%かつ信用保証料を区民等は100%全額補助するので、同じ金額を借りたときの総コストは千代田区が明確に安い。逆に返済不要の補助では府中市の空き店舗等対策家賃補助（月上限250,000円・総額1,500,000円）が効くので、府中市で開業するなら融資より家賃補助を主軸に組み立てるのが合理的。","severity":"medium"}],"schedules":[{"kind":"payment","times_per_year":null,"months":null,"amount_per_time":null,"covers":null,"note":"令和8年4月1日改定の利率が適用される"},{"kind":"payment","times_per_year":null,"months":null,"amount_per_time":null,"covers":null,"note":"令和8年4月1日改定の利率が適用される"}],"editorial":null,"completeness":{"level":"complete","missing":[],"has_source":true},"usability":{"level":"actionable","who_known":true,"what_known":true,"next_step":"公式ページで確認できます","substitutes":["対象者の説明文","確認済みの金額"]},"contact":{"department":"生活経済課","phone":"府中市役所代表 042-364-4111"},"source":{"url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html","original_url":null,"checked_at":"2026-08-20","title":"融資あっ旋制度 東京都府中市ホームページ"},"successor":null,"verification":{"first_seen_at":"2026-08-23","verified_at":null,"data_updated_at":"2026-10-11","content_changed_at":"2026-10-06","confidence":"high","verified_fields":4},"index":{"indexable":true,"reasons":[]},"legacy_slug":"中小企業事業資金融資あっ旋制度利子補給-府中市","public_no":2926,"slug":"2926","research_findings":[{"field":"対象の年齢","status":"資料に記載なし","sub":"本体","text":"確認した公式資料に「対象の年齢」の記載はありません（条件がないという意味ではありません）。（市内中小企業・市内創業予定等、法人/個人事業主。数値年齢条件は冊子未掲載）","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"所得の条件","status":"資料に記載なし","sub":"本体","text":"確認した公式資料に「所得の条件」の記載はありません（条件がないという意味ではありません）。（所得上限未掲載。確定申告・市税完納等。非課税証明も必要書類選択肢にあり非課税除外を他市から転用しない）","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"金額・給付の内容","status":"確認済み","sub":"本体","text":"FY2026資金別市補給1.15～1.65%等、本人0.55～1.25%等、元本500～1,500万円。区分別保存","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"支給の回数・頻度","status":"確認済み","sub":"本体","text":"残債あり同融資原則追加不可。ただし小口・小口零細は同用途2口まで、創業2口まで。元金均等月賦。利子補給入金周期未掲載","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"申請の方法","status":"確認済み","sub":"本体","text":"取扱金融機関へ事前相談後、市又は商工会議所に申込・決定→金融機関申込・信用保証→実行。申込書、確定申告、印鑑・納税、設備見積、創業計画等","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"受付の時期","status":"確認済み","sub":"本体","text":"通常随時・土日祝除く、季節短期6/1～8/31・11/1～1/31。2026/4/1受付から新利率。実行まで概ね1か月","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"担当窓口・問い合わせ","status":"確認済み","sub":"本体","text":"府中市産業観光課042-335-4142、おもや3階／むさし府中商工会議所042-362-6421","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.html\nhttps://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"不況対策","text":"700万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"不況対策","text":"5年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"不況対策","text":"総2.2%・補給1.65%・本人0.55%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"借換","text":"1000万円（借換は既存残高と1,000万円の低い額）","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"借換","text":"5年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"借換","text":"金融機関所定利率−市補給1.25%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"創業","text":"1000万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"創業","text":"7年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"創業","text":"総2.1%・補給1.4%・本人0.7%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"季節短期","text":"500万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"季節短期","text":"1年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"季節短期","text":"総2.5%・補給1.25%・本人1.25%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"小口設備","text":"1500万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"小口設備","text":"10年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"小口設備","text":"総2.5%・補給1.25%・本人1.25%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"小口運転","text":"1250万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"小口運転","text":"7年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"小口運転","text":"総2.5%・補給1.25%・本人1.25%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"小口零細設備","text":"1250万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"小口零細設備","text":"10年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"小口零細設備","text":"総2.3%・補給1.15%・本人1.15%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"小口零細運転","text":"1250万円","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"小口零細運転","text":"7年以内、元金均等月賦","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"小口零細運転","text":"総2.3%・補給1.15%・本人1.15%","source_url":"https://www.city.fuchu.tokyo.jp/jigyosha/keesha/kigyo/tyushokigyoshienn/chusho.files/2.pdf","checked_at":"2026-10-01","fy":"2026"}]}