{"id":"m5644b1bcdbac27a5","name":"中小企業事業資金融資あっせん制度","name_broken":false,"aka":[],"category":{"slug":"jigyosha","name":"事業者・創業"},"provider":{"level":"municipal","name":"渋谷区","municipalities":[{"code":"131130","name":"渋谷区"}],"listed_by":null},"local_only":true,"own_doubt":null,"municipal_spread":1,"status":"active","fiscal_year":2026,"audience":"business","benefit_kind":"subsidy","apply_method":null,"apply_note":null,"application_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","eligibility":null,"amount_unit":"yen","amount_period":null,"amount_monthly_equiv":null,"amount_direction":null,"notice_kind":null,"rate_percent":2,"rate_basis":"対象経費に対する割合（上限は公式ページで確認）","beneficiary_kind":null,"beneficiary_target":null,"amount_in_text":null,"summary":"渋谷区による事業者向けの融資（返済が必要）。対象は区内の中小企業者、創業者。上限20,000,000円。窓口は産業観光課 商工係。","fields":{"amount_max":{"value":20000000,"status":"ok","method":"deep_research"},"amount_min":{"value":20000000,"status":"ok","method":"deep_research"},"rate_percent":{"value":2,"status":"ok","method":"deep_research"},"has_income_limit":{"value":0,"status":"actual_zero","basis":"制度表の所得制限欄に「なし」と明示"},"age_min":{"status":"not_verified"},"age_max":{"status":"not_found","basis":"公式ページで確認（2026-09-16）"},"deadline":{"value":"融資あっせん書の有効期限はあっせん日から30日間。緊急中小企業支援資金（人件費・物価高騰対策）の受付は2027年3月31日まで。","status":"ok","kind":"date"}},"income_limits":[],"notes":[],"schedules":[{"kind":"payment","times_per_year":null,"months":null,"amount_per_time":null,"covers":null,"note":"市のあっせん融資を利用し遅滞なく完済した場合に利子の一部または全部が補助される"},{"kind":"payment","times_per_year":null,"months":null,"amount_per_time":null,"covers":null,"note":"利子補給補助金は遅滞なく完済した場合に交付申請が可能。中東情勢特例資金（限度額10,000,000円）は令和8年度限りの制度"}],"editorial":null,"completeness":{"level":"complete","missing":[],"has_source":true},"usability":{"level":"actionable","who_known":true,"what_known":true,"next_step":"公式ページで確認できます","substitutes":["対象者の説明文","確認済みの金額"]},"contact":{"department":"産業観光課 商工係","phone":"03-3463-1762"},"source":{"url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","original_url":null,"checked_at":"2026-08-20","title":"区の中小企業事業資金融資あっせん制度 | 中小企業資金融資 | 渋谷区ポータル"},"successor":null,"verification":{"first_seen_at":"2026-08-23","verified_at":null,"data_updated_at":"2026-10-11","content_changed_at":"2026-10-06","confidence":"high","verified_fields":5},"index":{"indexable":true,"reasons":[]},"legacy_slug":"中小企業事業資金融資あっせん制度-渋谷区","public_no":4228,"slug":"4228","seido":{"slug":"429","name":"中小企業事業資金融資あっせん制度","count":14},"research_findings":[{"field":"対象の年齢","status":"資料に記載なし","sub":"本体","text":"確認した公式資料に「対象の年齢」の記載はありません（条件がないという意味ではありません）。（法人・個人事業主が対象。数値年齢条件未掲載、通常同一事業1年以上・区内事業実態等、創業枠例外）","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"所得の条件","status":"資料に記載なし","sub":"本体","text":"確認した公式資料に「所得の条件」の記載はありません（条件がないという意味ではありません）。（個人所得上限未掲載。都民税/特別区民税完納又は完納見通し等の条件）","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"金額・給付の内容","status":"確認済み","sub":"本体","text":"資金区分別元本300万～4,000万円等、区利子補給0.5～1.7%・本人0～1.2%以内。11資金別に保存","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"支給の回数・頻度","status":"確認済み","sub":"本体","text":"複数制度同時申込原則不可（運転＋設備除く）。既発行分金融機関結果後に次申込。補給先は金融機関、支払周期本文未掲載","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"申請の方法","status":"確認済み","sub":"本体","text":"事業者向け渋谷マイポータルで融資相談予約→書類持参面談→あっせん書交付→金融機関に申込・保証審査→融資→区が金融機関に利子補給","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"受付の時期","status":"確認済み","sub":"本体","text":"平日10–16時（12–13時除く）予約60分。あっせん書有効30日。緊急資金は2027/3/31まで","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"担当窓口・問い合わせ","status":"確認済み","sub":"本体","text":"渋谷区産業観光課産業振興係03-3463-1762、区役所7階","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"事業多角化転換資金","text":"1500万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"事業多角化転換資金","text":"7年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"事業多角化転換資金","text":"総1.7%以内・区1.3%・本人0.4%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"事業承継資金","text":"2000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"事業承継資金","text":"7年、据置1年","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"事業承継資金","text":"総1.7%以内・区1.3%・本人0.4%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"低公害車資金","text":"1000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"低公害車資金","text":"7年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"低公害車資金","text":"総1.7%以内・区1.3%・本人0.4%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"借換資金","text":"4000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"借換資金","text":"7年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"借換資金","text":"総1.7%以内・区0.5%・本人1.2%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"創業資金","text":"2000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"創業資金","text":"7年、据置1年","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"創業資金","text":"総1.7%以内・区1.6%・本人0.1%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"小口一般資金","text":"2000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"小口一般資金","text":"7年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"小口一般資金","text":"総1.7%以内・区0.7%・本人1.0%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"小口商店会加入資金","text":"2000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"小口商店会加入資金","text":"7年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"小口商店会加入資金","text":"総1.7%以内・区1.5%・本人0.2%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"災害復旧資金","text":"300万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"災害復旧資金","text":"5年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"災害復旧資金","text":"総1.7%以内・区1.6%・本人0.1%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"緊急人件費・物価高騰資金","text":"2000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"緊急人件費・物価高騰資金","text":"7年、据置1年","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"緊急人件費・物価高騰資金","text":"年1.7%以内全額区補給、本人0%","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"設備資金","text":"2000万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"設備資金","text":"7年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"設備資金","text":"総1.7%以内・区0.5%・本人1.2%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"融資の上限額","status":"確認済み","sub":"運転資金","text":"1500万円","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"返済の期間","status":"確認済み","sub":"運転資金","text":"5年、据置6か月","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"},{"field":"利子補給の率","status":"確認済み","sub":"運転資金","text":"総1.7%以内・区0.5%・本人1.2%以内","source_url":"https://www.city.shibuya.tokyo.jp/jigyosha/shoko-rodo-sodan/chusho-yushi/sb_yushi1.html","checked_at":"2026-10-01","fy":"2026"}]}