{"id":"m57364327a598e84d","name":"【フラット35】地域連携型","name_broken":false,"aka":[],"category":{"slug":"jutaku","name":"住宅・住まい"},"provider":{"level":"national","name":"住宅金融支援機構、連携地方公共団体","municipalities":[{"code":"134023","name":"青ヶ島村"},{"code":"132276","name":"羽村市"},{"code":"133817","name":"三宅村"},{"code":"132144","name":"国分寺市"},{"code":"131113","name":"大田区"},{"code":"131211","name":"足立区"},{"code":"132250","name":"稲城市"},{"code":"131130","name":"渋谷区"},{"code":"131202","name":"練馬区"},{"code":"132110","name":"小平市"},{"code":"134015","name":"八丈町"},{"code":"132217","name":"清瀬市"},{"code":"131148","name":"中野区"},{"code":"133647","name":"神津島村"},{"code":"132098","name":"町田市"},{"code":"134210","name":"小笠原村"},{"code":"132225","name":"東久留米市"},{"code":"131229","name":"葛飾区"},{"code":"131121","name":"世田谷区"},{"code":"131172","name":"北区"},{"code":"132063","name":"府中市"},{"code":"133639","name":"新島村"},{"code":"132136","name":"東村山市"},{"code":"131181","name":"荒川区"},{"code":"132209","name":"東大和市"},{"code":"133621","name":"利島村"},{"code":"131059","name":"文京区"},{"code":"131156","name":"杉並区"},{"code":"132071","name":"昭島市"},{"code":"132101","name":"小金井市"},{"code":"131237","name":"江戸川区"},{"code":"132047","name":"三鷹市"},{"code":"132021","name":"立川市"},{"code":"132284","name":"あきる野市"},{"code":"131164","name":"豊島区"},{"code":"132055","name":"青梅市"},{"code":"132128","name":"日野市"},{"code":"131024","name":"中央区"},{"code":"133825","name":"御蔵島村"},{"code":"133078","name":"檜原村"},{"code":"132012","name":"八王子市"},{"code":"132233","name":"武蔵村山市"},{"code":"132152","name":"国立市"},{"code":"131083","name":"江東区"},{"code":"133035","name":"瑞穂町"},{"code":"132080","name":"調布市"},{"code":"132292","name":"西東京市"},{"code":"131041","name":"新宿区"},{"code":"132187","name":"福生市"},{"code":"133051","name":"日の出町"},{"code":"131032","name":"港区"},{"code":"132039","name":"武蔵野市"},{"code":"133086","name":"奥多摩町"},{"code":"131016","name":"千代田区"},{"code":"132241","name":"多摩市"},{"code":"131105","name":"目黒区"},{"code":"132195","name":"狛江市"},{"code":"131075","name":"墨田区"},{"code":"131067","name":"台東区"},{"code":"131199","name":"板橋区"},{"code":"133612","name":"大島町"},{"code":"131091","name":"品川区"}],"listed_by":null},"local_only":false,"own_doubt":null,"municipal_spread":62,"status":"active","fiscal_year":2026,"audience":"personal","benefit_kind":"subsidy","apply_method":null,"apply_note":null,"application_url":"https://www.flat35.com/etc/informationf.html","eligibility":null,"amount_unit":"percent","amount_period":"yearly","amount_monthly_equiv":null,"amount_direction":null,"notice_kind":null,"rate_percent":50,"rate_basis":"対象経費に対する割合（上限は公式ページで確認）","beneficiary_kind":null,"beneficiary_target":null,"amount_in_text":null,"summary":"住宅金融支援機構、連携地方公共団体による個人向けの補助金。補助率50%・年額。随時（令和8年度・2026年10月時点の機構サイト掲載）。","fields":{"amount_max":{"status":"not_found","basis":"公式ページで確認（2026-08-25）"},"amount_min":{"status":"not_verified"},"rate_percent":{"value":50,"status":"ok","method":"deep_research"},"has_income_limit":{"status":"not_found","basis":"公式ページで確認（2026-08-20）"},"age_min":{"status":"not_verified"},"age_max":{"status":"not_found","basis":"公式ページで確認（2026-08-20）"},"deadline":{"value":"随時（令和8年度・2026年10月時点の機構サイト掲載）。ただし【フラット35】地域連携型には予算金額があり、達する見込みになると受付終了（終了日は約3週間前までに機構サイトで告知）。地方公共団体の利用対象証明書は借入れの契約時までに金融機関へ提出が必要。","status":"ok","kind":"rolling"}},"income_limits":[],"notes":[],"schedules":[],"editorial":null,"completeness":{"level":"partial","missing":["対象条件"],"has_source":true},"usability":{"level":"contactable","who_known":false,"what_known":true,"next_step":"公式案内で対象条件を確認してください","substitutes":["補助率"]},"contact":{"department":null,"phone":"048-615-0420"},"source":{"url":"https://www.flat35.com/etc/informationf.html","original_url":null,"checked_at":"2026-08-20","title":"お探しのページについて|【フラット３５】"},"successor":null,"verification":{"first_seen_at":"2026-08-20","verified_at":null,"data_updated_at":"2026-10-11","content_changed_at":"2026-10-06","confidence":"high","verified_fields":2},"index":{"indexable":true,"reasons":[]},"legacy_slug":"【フラット35】地域連携型","public_no":4262,"slug":"4262","research_findings":[{"field":"対象の年齢","status":"確認済み","sub":"本体","text":"フラット35本体は申込70歳未満、親子リレー返済に例外。地域連携型証明の年齢等条件は地方公共団体ごと。","source_url":"https://www.flat35.com/loan/lineup/flat35/conditions/index.html\nhttps://www.flat35.com/loan/lineup/chiikirenkei/conditions.html?mail=myd130530","checked_at":"2026-10-01","fy":"2026"},{"field":"所得の条件","status":"確認済み","sub":"本体","text":"本体の総返済負担率：年収400万円未満30%以下、400万円以上35%以下。地方公共団体の独自補助・証明所得条件は別確認。","source_url":"https://www.flat35.com/loan/lineup/flat35/conditions/index.html\nhttps://www.flat35.com/loan/lineup/chiikirenkei/conditions.html?mail=myd130530","checked_at":"2026-10-01","fy":"2026"},{"field":"支給の回数・頻度","status":"該当なし","sub":"本体","text":"この制度では「支給の回数・頻度」は該当しません。（借入金利を一定期間引き下げる仕組みで定期現金給付は非該当。）","source_url":"https://www.flat35.com/loan/lineup/chiikirenkei/index.html","checked_at":"2026-10-01","fy":"2026"},{"field":"申請の方法","status":"確認済み","sub":"本体","text":"連携自治体で利用対象証明を取得し、フラット35取扱金融機関に借入申込み。契約までに証明書類提出。証明書交付条件は自治体ごと。","source_url":"https://www.flat35.com/loan/lineup/chiikirenkei/procedure.html\nhttps://www.flat35.com/loan/lineup/chiikirenkei/conditions.html?mail=myd130530","checked_at":"2026-10-01","fy":"2026"},{"field":"受付の時期","status":"確認済み","sub":"本体","text":"地域連携型利用対象証明書と適合証明書は借入契約までに金融機関提出。自治体予算枠等で受付終了し得るため全国統一期限なし。","source_url":"https://www.flat35.com/loan/lineup/chiikirenkei/procedure.html\nhttps://www.flat35.com/loan/lineup/chiikirenkei/organizations.html","checked_at":"2026-10-01","fy":"2026"},{"field":"担当窓口・問い合わせ","status":"確認済み","sub":"本体","text":"取扱金融機関及び対象自治体。住宅金融支援機構カスタマーセンター0120-0860-35（9～17時、祝日年末年始除く）、利用不可時048-615-0420。","source_url":"https://www.flat35.com/etc/informationf.html","checked_at":"2026-10-01","fy":"2026"}]}